Terms of Service
Updated: October 25, 2023
Terms of ServiceThank you for your interest in, and for taking the time to visit our website, https://wynnefi.com (“Company Name” “us” “our” or “we”). The purpose of this website (the “website” or the “Site”) is to include helpful information related to Financial Services.This web page contains the Terms and Conditions (also referred to as the “Terms of Use” “Terms of Service” or just “Terms”) that govern your use of the Site. If you do not wish to abide by these Terms, then you may click away at any time. Your continued use and enjoyment of the information and resources of this Site indicates that you consent to these Terms and Conditions.
You should be aware that this Site is owned and operated by Fairhaven Place LLC (aka Wynne Financial), LLC, a Limited Liability Company (the “Company”).IMPORTANT – PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY AND MAKE SURE YOU UNDERSTAND THIS AGREEMENT BEFORE ACCESSING, USING, SUBSCRIBING OR PLACING AN ORDER ON HTTPS://WYNNEFI.COM. THIS AGREEMENT CONTAINS A DISCLAIMER OF WARRANTIES AND LIMITATIONS OF LIABILITIES. THESE TERMS FORM AN ESSENTIAL BASIS OF OUR AGREEMENT. YOU MAY NOT USE OR ACCESS OUR SITE IF YOU DO NOT AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT. PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.Your Private Information. Your continued use of this Website indicates that you have read and approved of the way we collect and store your private information as stated in our privacy policy, which is incorporated into this Agreement by reference. A link to our full privacy policy can be found at the bottom of any page on the Website.General Disclaimer. The content on this website is provided for informational purposes only. Although we have made every effort to ensure the accuracy of all information posted to this Website, we can make no guarantees as to how the information and advice provided herein will affect you and your personal situation. If you need or require individual advice or guidance, then you should consult with a professional who can assist you.Earnings Disclaimer. Be aware that earnings and income statements made by https://wynnefi.com and its advertisers/sponsors are only estimates of your possible earnings capacity. We provide absolutely no guarantee that you can or will earn income at the same level as those illustrations and statements provided on this Site. Individual results may vary based on the individual, and their level of business expertise, experience, and level of desire. We provide absolutely no guarantees as to your individual level of success. Past results are by no means indicative of future success. Going into and operating a business comes with a great deal of inherent risk, much of which is unforeseeable and unpredictable. As a result, we cannot be held responsible if your venture is unsuccessful. The effort you put into your business and the resulting success or failure will be purely as a result of your own work, energy and the time that you devote to your business. Any success or failure on your part is a result of your own hard (or lack thereof) work and neither we nor any of our advertisers or sponsors will be held liable for any success or failure on your part.Affiliate Disclaimer. Be aware that some of the links contained in our Site are affiliate links. This means that if you click on one of these links and decide to make a purchase, then we will earn a commission as a result of your transaction. We link to these companies and their products because of the quality of their service or products, and not because of the commission we receive from your purchases. The decision of whether or not to make a purchase is yours alone and we will not be held responsible for any issues, problems or damages that arise as a result of your use or purchase of any such products or services.Educational Purposes Only. This website is created for educational purposes only and does not provide any professional advice of any kind. Professional advice can only be given with a full understanding of a client’s unique personal situation, and typically can only be given with a license. Accordingly, any recommendations, advice, or information provided on this website should be viewed within the context of general information and education. If you require additional advice or guidance, we recommend you seek out the assistance of a professional in your local area.Permitted Uses. This site is intended for your personal, non-commercial use only. You may download or print out the information in this site, subject to restrictions outlined below and elsewhere provided for in these Terms and Conditions. However, we appreciate that other people may want to share our content. We would like to support and encourage others to share our content, while at the same time protecting our intellectual property. Here are some guidelines of what you can and cannot do with our content.You are free to do the following without our permission:
• Link to our site or any specific post on our site. In addition, users are permitted to share content on social media channels, as long as a link to our Website is included.
• Reprint copies of our posts or articles for internal distribution within your own company or organization.
• Print our posts in any non-commercial publication (e.g., company newsletter, community newsletter, class syllabus, etc.), provided you include this copyright notice: “© 2020, Fairhaven Place LLC (aka Wynne Financial). All rights reserved. Originally published at https://wynnefi.com”
Impermissible Uses. If you would like to do any of the following with any content on our Site, you must have our express written consent:
• Use our content for any and all commercial purposes, including selling or licensing printed or digital versions of our content, including posts, articles, videos, podcasts, etc.
• Create a “derivative work” as defined by the United States Copyright Act.
• Reproduction or duplication of any content on the Website for commercial purposes;
• Modification of any content on this website, unless said content is specifically and expressly made available for modification;
• Redistribution of content of the Website, unless content is specifically and expressly made available for redistribution;
• From time to time, we may utilize various plugins, widgets, or other software that will allow sharing of content via social media, email or other methods. Use of these tools does not constitute any waiver of our intellectual property rights. Use of these tools is a limited license to republish the content of our website on approved social media channels, so long as you do not alter the content, including images, and give full credit to Fairhaven Place LLC (aka Wynne Financial);
• You shall not conduct any systematic or automated data collection activities, including, but not limited to scraping, data mining, data extraction or data harvesting on or in relation to the Website without our express written permission;
• You shall not use the Website to transmit or send any unsolicited commercial communications;
• You must not use the Website for any third-party marketing without our express written permission or consent;
• Although we would like to, we do not permit the re-posting of our posts or articles in their entirety. This is because Google and other search engines may penalize our website for publishing duplicative content. Google often can’t tell which site hosts the original, so we risk getting penalized if we grant this permission;
• Finally, we cannot allow the translation and/or publication of our work in a language other than English.Copyright. The design, content, images, and all other components of the Site are copyrights owned by Fairhaven Place LLC (aka Wynne Financial) or other third parties. Accordingly, they are protected by the United States and international copyright laws. You may not use or republish any information, content, images or other related data from this website without our express written permission.User-generated content and Related Rules. By using and posting to our Site, you grant us a license to use the materials you post. This means that when you submit or post text, blog posts, comments, articles, drawings, photographs, videos, graphics, or other information, in any form or medium, to our Site (“User Generated Content”), you are granting our Company and its affiliates, officers, directors, employees, consultants, agents, and representatives a perpetual, irrevocable, and fully-paid license to use, display, or publish the User
Generated Content on the Website or any other online or offline platform, to store and distribute the User Generated Content, and to use said content for promotional and marketing purposes as we, in our sole discretion, should choose. We reserve the right to edit, modify, or create derivative works from the User Generated Content. You shall have no rights to said content. Under no circumstances will you be compensated for any User Generated Content. You agree that we may publish or otherwise disclose your name in connection with your User Generated Content. By posting User-Generated Content on our Site, you warrant and represent that you own the rights to the User-Generated Content or are otherwise authorized to post, distribute, display, perform, transmit, or otherwise distribute User-Generated Content.
All User Generated Content is the sole responsibility of the person who provided it. We reserve the right to, in our sole discretion, remove, move, block, edit, or refuse any User-Generated Content for any reason. Opinions or other statements expressed in User Generated Content are not necessarily the opinions of our Company or Brand.Defamatory Comments and Other Inappropriate Content. In conjunction with your use of our Site, you agree not to upload, display, perform, transmit, or otherwise distribute any Content that (a) is libelous, defamatory, obscene, pornographic, abusive, or threatening; (b) advocates or encourages conduct that could constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or foreign law or regulation; or (c) advertises or otherwise solicits funds or is a solicitation for goods or services. We reserve the right to terminate your receipt, transmission, or other distribution of any such material using our Site or Services, and, if applicable, to delete any such material from its servers. We also intend to cooperate fully with any law enforcement officials or agencies in the investigation of any violation of these Terms of Use or of any other applicable laws.THE COMPANY IS NOT RESPONSIBLE FOR USER-GENERATED CONTENTYou agree and understand that you may be held legally responsible for damages suffered by other Website Users or third parties as the result of your remarks, information, feedback or other content posted or made available on the Site that is deemed defamatory or otherwise legally actionable. Under the Federal Communications Decency Act of 1996, the Company is not legally responsible for, nor can it be held liable for damages of any kind arising out of or in connection to any defamatory or otherwise legally actionable remarks, information, feedback or other content posted or made available on the Site.Communication. If you send us an email, respond to one of our emails, register to use our Site, or otherwise provide your email address to the Company in any other way, you consent to receive email communication from us. Notwithstanding the same, you may opt out of these communications as described more fully in our privacy policy. You agree that all legal notices sent electronically satisfy our legal burden or requirement to provide written notice.Third-Party Links. This website contains a number of links to third-party vendors, resources, and information. You understand and agree that the websites that these links direct you to are unless otherwise noted, not owned, operated, or controlled by the Company. You represent and warrant that you have read and agreed to the privacy policies, legal disclaimers and terms of use for each of these websites. We assume no control or liability over the content contained or business practices of any third-party websites that are linked to the Site. You expressly hold the Company and its owners, affiliates, vendors, employees, and contractors harmless from any and all liability related to your use of any third-party related websites.Copyright Infringement. In order to protect our Users from possible copyright infringement, we have put in place certain legally mandated procedures to manage alleged violations of copyright laws that may occur on our Site. Please visit our DMCA Policy link which can be found at the bottom of each page on the site to view and read more about our Digital Millennium Copyright Act (“DMCA”) takedown policies and make an infringement claim. Our DMCA policy is expressly incorporated into this Terms of Use by reference.Limitation of Liability. IN NO EVENT SHALL THE COMPANY, OUR MEMBERS, DIRECTORS, OFFICERS, MANAGERS, PARTNERS, EMPLOYEES, REPRESENTATIVES, CONTRACTORS, THIRD PARTY LICENSORS, AFFILIATES, SUCCESSORS OR ASSIGNS (COLLECTIVELY, THE “WEBSITE PARTIES”) BE LIABLE TO YOU FOR YOUR ACCESSING THIS SITE. THE WEBSITE PARTIES ARE NOT RESPONSIBLE OR LIABLE FOR ANY INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, RELIANCE, EXEMPLARY OR CONSEQUENTIAL DAMAGES, LOSS OF PROFITS, LOSS OF EXPECTED SAVINGS, OR ANY OTHER NON-DIRECT DAMAGES HOWSOEVER CAUSED, WHETHER OR NOT THE COMPANY OR ANY OF THE WEBSITE PARTIES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE WEBSITE PARTIES COLLECTIVE MAXIMUM LIABILITY TO YOU UNDER OR RELATED TO THIS AGREEMENT SHALL IN NO EVENT EXCEED THE AMOUNT PAID BY YOU FOR USE OF THE WEBSITE.
THE LIMITATIONS OF LIABILITY AND DISCLAIMERS IN THIS AGREEMENT SHALL APPLY REGARDLESS OF THE FORM OF ACTION OR THEORY OF LIABILITY, WHETHER IN CONTRACT, WARRANTY, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER TORT AND SHALL SURVIVE A FUNDAMENTAL BREACH OR BREACHES OR THE FAILURE OF THE ESSENTIAL PURPOSE OF CONTRACT OR THE FAILURE OF AN EXCLUSIVE REMEDY. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE WEBSITE PARTIES’ LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.No Warranties. THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES AND MAKES THE SITE AVAILABLE “AS IS” WITHOUT WARRANTY OF ANY KIND. YOU ASSUME THE RISK OF ANY AND ALL DAMAGE OR LOSS FROM USE OF, OR INABILITY TO USE, THE SITE OR RELATED SERVICES. THE COMPANY EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SITE, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT, TO THE MAXIMUM EXTENT PERMITTED BY LAW. FURTHERMORE, COMPANY DOES NOT WARRANT THAT THE SITE WILL MEET YOUR REQUIREMENTS OR THAT THE OPERATION OF THE SITE OR THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE.Indemnification Clause. You agree to defend, indemnify and hold the Company and our members, managers, directors, officers, partners, shareholders, employees, representatives, contractors, affiliates, successors or assigns harmless from and against any and all claims, actions or demands, including without limitation reasonable legal and accounting fees (including reasonable attorney’s fees and costs), alleging or resulting from your access to or use of the Site, your violation of these Terms of Use, or your infringement or infringement by any other user of your account, of any intellectual property or other right of any person or entity. We will notify you promptly of any such claim, loss, liability, or demand, and will provide you with reasonable assistance, at your expense, in defending any such claim, loss, liability, damage, or cost.
Arbitration. Any controversy or claim arising out of or relating to this Terms of Use, or the breach thereof, shall be settled by arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.Claims shall be heard by a single arbitrator. The place of arbitration shall be Austin, TX. The arbitration will be based on the submission of documents and there shall be no in-person or oral hearing. The arbitrators will have no authority to award punitive or other damages not measured by the prevailing party's actual damages, except as may be required by statute. The arbitrator(s) shall not award consequential damages in any arbitration initiated under this section. Any award in an arbitration initiated under this clause shall be limited to monetary damages and shall include no injunction or direction to any party other than the direction to pay a monetary amount. The arbitrator(s) may award to the prevailing party, if any, as determined by the arbitrators, all of their costs and fees. "Costs and fees" mean all reasonable pre-award expenses of the arbitration, including the arbitrators' fees, administrative fees, travel expenses, out-of-pocket expenses such as copying and telephone, court costs, witness fees, and attorneys' fees. Except as may be required by law, neither a party nor an arbitrator may disclose the existence, content, or results of any arbitration hereunder without the prior written consent of both parties.Severability; Waiver. If any term of this Agreement is
to any extent invalid, illegal, or incapable of being enforced, such term shall be excluded to the extent of such invalidity, illegality, or unenforceability; all other terms hereof shall remain in full force and effect.No License. Nothing contained in this Terms of Use shall be construed as granting or conferring to you, expressly or impliedly, any rights by license or otherwise, under any patent, copyright, trademark, service mark, trade dress, or other intellectual property rights owned or controlled by the Company.
Choice of Law/Venue/Governing Law. This Agreement, and all claims or causes of action (whether in contract, tort or statute) that may be based upon, arise out of or relate to this Terms of Use, or execution or performance of this Terms of Use (including any claim or cause of action based upon, arising out of or related to any representation or warranty made in or in connection with this Terms of Use), shall be governed by, and enforced in accordance with, the internal laws of the State of Texas, including its statutes of limitations. You and we hereby submit to the exclusive forum, jurisdiction and venue of the state courts located in Austin County Texas County, Texas and/or the United States District Court in Texas Western Federal Public Defender – Austin, TX, Texas for any claim related to, arising from or in connection to these Terms of Use.Statute of Limitations. The User must file any Action arising directly or indirectly from this Terms of Use no later than one (1) year after the claim has accrued. The User waives the right to file an Action arising directly or indirectly from this Terms of Use under any longer statute of limitations.
Entire Agreement. These Terms of Use, our Privacy Policy, and Terms of Sale (if applicable) constitute the sole and entire agreement between you and the Company regarding the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Site and your use thereof.Notices. This website is owned and operated by Fairhaven Place LLC (aka Wynne Financial). If you have a notice of a copyright infringement claim, please follow the procedures listed on our DMCA Takedown page. All other feedback, comments, requests for technical support, and other communications relating to the Website should be directed to: [email protected] or sent to our mailing address listed below:Fairhaven Place LLC (aka Wynne Financial)
3571 Far West Blvd 228
AUSTIN, TX. 78731Amendments. We reserve the right to amend these terms at any time. We encourage you to check this page frequently to review updates and changes. Should a court of competent jurisdiction rule this amendment provision invalid, then this contract shall revert to the previous set of terms applicable to the website. Amendments are forward-looking only.
Legal Disclaimers
General Disclaimer. The content on this website is provided for informational purposes only. Although we have made every effort to ensure the accuracy of all information posted to this Website, we can make no guarantees as to how the information and advice provided herein will affect you and your personal situation. If you need or require individual advice or guidance, then you should consult with a professional who can assist you. You should not rely on the information in this website as a basis for any legal, tax, medical, business or any other decisions. Any reliance you place on the material in this website in making any such decisions is strictly at your own risk.Educational Purposes Only. This website is created for educational purposes only and does not provide any professional advice of any kind. Professional advice can only be given with a full understanding of a client’s unique personal situation, and typically can only be given with a license. Accordingly, any recommendations, advice, or information provided on this website should be viewed within the context of general information and education. If you require additional advice or guidance, we recommend you seek out the assistance of a professional in your local area.Earnings Disclaimer. Be aware that earnings and income statements made by https://wynnefi.com and its advertisers/sponsors are only estimates of your possible earnings capacity. We provide absolutely no guarantee that you can or will earn income at the same level as those illustrations and statements provided on this Site. Individual results may vary based on the individual, and their level of business expertise, experience, and level of desire. We provide absolutely no guarantees as to your individual level of success. Past results are by no means indicative of future success. Going into and operating a business comes with a great deal of inherent risk, much of which is unforeseeable and unpredictable. As a result, we cannot be held responsible if your venture is unsuccessful. The effort you put into your business and the resulting success or failure will be purely as a result of your own work, energy and the time that you devote to your business. Any success or failure on your part is a result of your own hard (or lack thereof) work and neither we nor any of our advertisers or sponsors will be held liable for any success or failure on your part.Affiliate Disclaimer. Be aware that some of the links contained in our Site are affiliate links. This means that if you click on one of these links and decide to make a purchase, then we will earn a commission as a result of your transaction. We link to these companies and their products because of the quality of their service or products, and not because of the commission we receive from your purchases. The decision of whether or not to make a purchase is yours alone and we will not be held responsible for any issues, problems or damages that arise as a result of your use or purchase of any such products or services.Use of Testimonials. Throughout the Site are testimonials and reviews from past clients and customers of https://wynnefi.com. These testimonials may be received via text (including email), audio or video submission. They are individual experiences and therefore reflect the real-life experiences of individuals who have used our products and/or services. Your experience on our Site or with our products or services may not be the same as what is described in any particular review, testimonial or endorsement. The reviews and testimonials are only one person’s experience with our Site and should in no way be construed as a guarantee, promise, or reflection of the feelings of every user. Fairhaven Place LLC (aka Wynne Financial) cannot and does not guarantee any particular result. The testimonials displayed (whether by text, audio, and/or video) are provided verbatim except for the correction of simple grammatical or typing errors. Some have been shortened as we feel is appropriate, and the entire message provided is not displayed. We only shorten a testimonial when it is lengthy, or if the entire testimonial is not relevant for the general public. We do NOT provide any compensation for testimonials.Copyright Disclaimer. All the information posted on this website, unless otherwise noted, is owned and copyrighted by Fairhaven Place LLC (aka Wynne Financial). © 2020 Fairhaven Place LLC (aka Wynne Financial). All rights are reserved.
Views Expressed Disclaimer. This video was prepared by in their personal capacity. The opinions expressed are the author’s own and do not necessarily reflect the views or opinions of Fairhaven Place LLC (aka Wynne Financial).Offensive Content Disclaimer. The content on this website may be considered by some to be rude, lewd, offensive or objectionable. If you choose to continue consuming the content on this site (or in this video/podcast), then you alone are responsible for your own emotions, reactions and feelings. Fairhaven Place LLC (aka Wynne Financial) cannot be held responsible for any damages, emotional or otherwise, that you may suffer as a result of consuming this content. However, if you come across content that you feel crosses a line of normal decency or is unusually offensive, please feel free to use the “contact us” page to bring it to our attention and provide the justifiable reasons that you feel the content should be removed.Errors and Omissions Disclaimer. While we have made every effort to ensure that the information and advice given on this website has been obtained from reliable sources, Fairhaven Place LLC (aka Wynne Financial) is not responsible for any errors or omissions in our content. All information provided on this Site is “as is” with no express or implied guarantees of completeness, accuracy, timeliness, or of any particular result obtained from the consumption and use of this information. This Site is used without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, or fitness for a particular purpose. In no event will Fairhaven Place LLC (aka Wynne Financial), or anyone or any business associated with the Site, be liable to you the reader or anyone else for any decision made or action taken in reliance on the information provided on this Site, or for any consequential, special or similar damages, regardless of whether you have been advised about the possibility of any such damages.Legal Disclaimer. The information provided on this website is general in nature and should not be considered legal advice. If you have questions about your particular situation, please contact a lawyer in your jurisdiction for advice. Reading and consuming the information on this website does not create an attorney-client relationship, and any information you share with us through the contact page is not privileged. We are not your lawyers unless or until you execute a legal contract with our firm and pay your legal fees.
Privacy Policy
Last Modification Date: October 25, 2023At Fairhaven Place LLC (aka Wynne Financial), we take your privacy seriously. We want to provide a safe and enjoyable online experience for all of our website visitors at https://wynnefi.com (the “Website”). We understand that you are concerned about the use and sharing of your personal information. To help you stay informed about the collection, use, and disclosure of the Information we receive from both you and other users of this website, we have prepared this comprehensive Privacy Policy.This Website is owned and operated by Fairhaven Place LLC (aka Wynne Financial) (the “Company”).By continuing to use this Website, or otherwise accepting the Terms of Service (via checkbox, opt-in, pop-up or clicking an email link) you understand and agree to be bound by both this Privacy Policy, as well as the Terms of Service of this Website.Information We May Collect on the WebsiteIn today’s technology age, it is inevitable that the websites you visit will learn certain information about you, and our Website is no different. On our Website, we will from time to time request certain information about you, and we may also collect other information automatically with no action on your part. It is important that you understand that we will only collect and process your personal data and information when we have a lawful bases for doing so. We will have a lawful bases to collect and process your data if you provide us with consent, if we enter into a contractual relationship that allows us to collect and/or process your data, or if we otherwise have a legitimate interest in processing your personal data.
a) Information you May Provide VoluntarilyPersonal Information. We may ask you for your name, address, email address and/or phone number when you request information from our Website, sign up for a newsletter or email list, respond to a survey, register for a webinar or masterclass, purchase a product or service, or sign up for a subscription. We will only ask you for the personal information that we deem necessary in order to provide you with the requested information or fulfill our legal obligations to you. In other words, if you try to purchase a legal template, we won’t ask for your date of birth or social security number if it is not required in order to fulfill your order.
Billing Information. If you decide to order a product or service through our Website, we will maintain certain information about the products or services you purchase. In addition, you will be asked to provide the information necessary to process your payment when you checkout. In general, you will be asked to provide a debit or credit card, or possibly an e-check. Along with this information, you will need to provide the account number of the card or checking account, a routing number (for an e-check), expiration dates, a security code for the card, your billing address, the name on the card, and other such information.In almost all situations, this information will be processed and captured by various third-party vendors, including but not limited to certain payment processors and merchant account providers. None of this information will ever be captured or retained by the Company. Any third-party vendors that we use as part of our business practices will be doing so in compliance with their own business terms and conditions, including their own privacy policies.
b) InformationWeMayCollectAutomatically.We may collect additional information from you in addition to the voluntarily provided information described above.
Activity Regarding Your Use of Our Website. The following information regarding your computer hardware and software may be collected based on how, when and where you access our Website: Internet Protocol (“IP”) addresses, your operating system, the browser you are using, the device you may be using, whether your device is a laptop, tablet or smartphone, URL’s you visit, dates and times you have accesses the Website, information about the sites that referred you, universally unique identifiers (“UUID”), advertising identifier (“IDFA”), internet carrier and country location, hardware and processor information, the type of network you used and other related data.Cookies. These are not the cookies you eat. In order to deliver a better web experience for you, we may use cookies. Although they sound delicious, these are electronic files that contain small amounts of data about your visit to our Website. They are stored on the hard drive of your computer or mobile device and will remember your web-browsing preferences for when you return to a certain website, including ours. Some of the core functions that Cookies perform include remembering your log-in names and passwords, saving the contents of your online shopping carts, and storing images on the websites you visit to decrease load times. We may make use of both persistent cookies (which stay on your computer or mobile device until they are deleted) and session cookies (that terminate or expire after you close your web browser). The purpose of these cookies is to improve your overall experience with our Website. Many web browsers, including Chrome, Safari and Firefox, will allow you to delete the existing cookies on your computer and/or set your preferences such that your computer or mobile device will not accept incoming cookies. However, turning on this function may interfere with your ability to use the Website as it was optimally intended.Third-Party Analytics. In order to evaluate, track, and aggregate visitor data, we may use various third-party analytics services (including Google Analytics, or other such services). These services are invaluable in allowing us to evaluate how you and other visitors use our Website. Some of the information these services can provide include data regarding how much time you spend on certain pages, what pages on our Website receive the most traffic, how visitors click through our Website, as well as general geographic data about our Visitors, the source of referred traffic, popular keyword searches, and other related information. In order to help analyze and collect this data, these services will use cookies, pixels, and other related technologies.By consenting to this Privacy Policy, you consent to allow the collection and review of this data as it relates to your activities by the analytics providers we contract with, provided this information is used in the lawful manner and for the legal purposes we have described herein.For more information on Google Analytics, as well as for information on how to opt-out from certain data collection practices, visit: https://policies.google.com/technologies/cookiesRetargeting Ads / Pixels
Have you ever been to a website to look for a certain product, and then everywhere you go on the web you see images and ads related to that product? Those are called “retargeting ads”. When you visited the original website containing the product or service you were interested in, that website has what is called a retargeting pixel on in that is activated when you visited that site. In the same way we may, from time to time, collect information about your visits to our website in order to share relevant and timely advertising content to you in the future. Typically, these ads will be run through certain third-party marketing platforms operated by websites such as Google, Facebook, Instagram, YouTube, or Pinterest, among others. You may notice advertisements from our Company on these third-party sites based on the data we collect from you during your visit to our Website.
Here is more information about each of these website ad platforms, with relevant links showing how you may opt out of seeing personal ads on these sites.Google Analytics: As stated previously, we use Google Analytics on our Website. Analytics Advertising Features is a collection of features that takes advantage of Google advertising cookies, which allows us to:- Create Remarketing Audiences based on specific behavior, demographic, and interest data, and share those lists with Google Ads
- Use demographic and interest data in our Analytics reports
- Create Segments based on demographic and interest dataIf you wish to opt out of seeing personalized advertisements on the Google platform, please visit: https://support.google.com/accounts/answer/2662922?hl=enIf you are interested in learning more about how Google uses cookies in its advertising platforms and how you can control or block your information, visit: https://policies.google.com/technologies/adsYou may also personalize the ads you see on the Google platform:
https://support.google.com/ads/answer/2662856There is a wealth of information online that is constantly being updated with regards to how Google uses and shares your information. We encourage you to read Google’s Privacy Policy in full and learn as much as you can about how to protect your private information.Facebook Custom Audience. We are able to create a custom advertising audience that shows ads to only certain people onFacebook and Instagram. This advertising program works by us uploading a list of names and email addresses to Facebook to create a custom audience. If you have a Facebook account and would like to opt out so that we do not share your information with Facebook, please email this address
and provide your name and email address so that we may remove you from our custom audience: [email protected]Other Advertising Services. The list of services above may not be all-inclusive of the programs we participate in to create personalized and custom advertising services. As we join other programs, we will update this privacy policy accordingly.Accessing Your Personal Information.
Depending on what information you provided, and how you provided it, you may be able to access, review and change this information directly on the Website, or by emailing us directly at [email protected]. You may opt out of any marketing emails at any time by clicking the “unsubscribe” link located at the bottom of any marketing-related email you receive from the Company. If you purchase products or services via our Website or on the Phone, you will receive an email from us automatically that confirms the purchase and you are unable to opt out of these emails. If you send a request to delete or remove your personal information from our database, we will make our best efforts to accommodate those requests in a timely fashion.
However, there may be occasions where we may not be able to modify or completely remove your information and in those situations, we will advise you accordingly.How We Use and Share Your Information
As mentioned above, we have a lawful purpose for all of the information we collect and process. Here is a list of some of the various ways we will use your information:
- Email you relevant and timely offers for our products and services;
- Improve the quality and content of information in our Website, including our
services and/or product offerings;
- Process and deliver your electronic order, administer our online courses and
other programs, and otherwise provide a high level of service and customer
support to you and other customers;
- Provide timely replies and responses to your email and other requests,
including providing ongoing customer service in response to any issues or concerns you may have about our Website or our products, services and/or features;
- Keep you informed of not only our own products and services, but also those of certain third parties that we determine would be of interest or valuable to you;
- Solicit and request your feedback through email surveys and telephonic calls; and,
- Fulfill our legal and/or contractual obligations to you.You should also be aware that your credit card company or banking provider may also collect and retain certain information about you and the purchases you make when you transact on our Website. Unless we have your explicit permission, we will not otherwise provide any additional personal information to your credit card company except as outlined elsewhere in the Privacy Policy.From time to time, the information you provide to us may be shared with certain affiliates, agents, joint venture partners, other businesses which we have common control over, current or potential business partners, third-party businesses or vendors who assist in administering our services or programs, or to other businesses or vendors who assist us in providing core business functions such as customer service, technical support or to administer our marketing efforts. We will limit the information provided to these businesses to only what is required for them to perform their core functions or as otherwise permitted by law.We may share your data with potential buyers of our business or other potential transferees as may result from a bankruptcy or other liquidation of our business.If you are delinquent in your legal and contractual obligations to the Company, we may share your information with our attorneys or a court of law in order to collect on a debt you owe us and otherwise enforce our legal rights.
Although it is unlikely, there may come a time when we are obligated or compelled to disclose your information as a result of a legal process, investigation, court order, or subpoena, or we may be otherwise required to disclose personal data in order to reasonably protect the interests of the Company, its property, the Website, or the overall safety of visitors, others, or the public at large.Managing Your Cookies on a Web Browser and/or Mobile Device.
Each web browser or mobile device is slightly different, but all will provide a mechanism for you to manage and control the cookies that are stored on your machine. Please visit the help section of your browser or do a quick web search for “how to manage cookies on [insert name of your web browser or mobile device]” for up-to-date and step by step instructions to clear out your cookies.Sharing Your Information Online
When you enroll in online courses, webinars, conference calls, etc., or otherwise participate in online forums, chat rooms, or even submit comments on a blog or social media post, you are voluntarily making your Personal Information available to third parties in an online environment. It is important that you understand that when you engage in these types of online activities, your information can be saved, viewed, copied, used, collected and/or saved by individuals other than employees or agents of the Company. We cannot and will not be held responsible or liable for any unauthorized use of your personal information that is collected in this manner. Please, for your own safety, be aware of when and how you share your personal information online.Protecting and Keeping Your Information Secure
No matter how hard we try, or how much money we invest in cyber-security, it is unfortunate that there are no guarantees when it comes to the transmission or storage of electronic data online.
Here at the Company, we use Google Drive to transmit and store your data and are committed to securing your personal information. The service providers we use have taken appropriate technological and organizational measures to help protect your personal information from loss, theft, misuse and unauthorized access, disclosure, alteration and destruction.Visit this link to read about the Google Drive Terms of Service:
https://www.google.com/drive/terms-of-service/For more information, or to read the full privacy policy of the third-party vendor we use to store your information, go here: https://policies.google.com/privacy.Notwithstanding the above, we cannot guarantee the absolute security of your personal information. We may work with other third-party vendors on various projects related to managing our databases, operating the Website, standard operating procedures and protocols, overall web security, etc. There is always the possibility that your personal information while being transmitted to or from us over the Internet, could be intercepted.
A Note About Email: Email is not secure. We will never transmit sensitive data such as full credit card numbers, social security numbers, etc. over email and expect that you will not do so either.If you provide any personal information to us via email, we cannot guarantee its safety and will not be responsible if it is intercepted or stolen by third parties.Our Policy Toward Children
Our products and services are not directed to individuals under the age of 18 and we do not and will not knowingly collect any information from any individual who is under 18. If you become aware that a child has provided us with their personal information, please contact us at [email protected]. If we otherwise become aware that a child under the age of 18 has provided us with their personal information, we will take all reasonable steps to delete their information from our servers and database as soon as possible.Third-Party Websites
We cannot and do not control, nor are we responsible for the privacy practices of the vendors we have chosen to work with. From time to time, in our products and services, we may provide links to affiliates, sponsors, business partners, advertisers, vendors, or other websites and resources that we believe would be beneficial to you. If you decide to visit those sites, please understand that you alone are responsible for reviewing the terms of service and privacy policies of any site you visit, including those recommended by us.For Residents of California
Do Not Track Notice
We hereby disclose, pursuant to the California Online Privacy Protection Act, that we DO currently honor “do not track” signals issued by browsers or other third-party sources.
For Minors in California
If you are a minor, under the age of 18, and you have provided personal information or content to us in some manner, you have the right to request that we delete that information pursuant to the “California Eraser Law.” You may contact us at [email protected] to make such a request.
If you are from Outside the U.S.
Our Company, our Website, and all data that we store on servers and via third parties are all located in the United States. Even though the information we provide online is available worldwide, the internet laws of the United States shall govern all issues and matters related to this Website and information and materials it provides, whether paid or free. By using our Website and providing your personal information, you understand and expressly authorize the transfer of your Personal Data to the United States.The European Union and GDPR
Residents of the European Union (hereafter the “EU”) receive additional protections by virtue of the General Data Protection Regulation (the “GDPR”) which went into effect in 2018. Residents of the EU have a number of enumerated rights, which include the right:
- to transparent information (i.e. to know what information we collect from you);
- to object to the collection or processing of certain information;
- to withdraw consent, even after it has been given, without affecting
the lawfulness of the processing of your data prior to withdrawing your consent;
- to access your data and information;
- to rectification, i.e. to modify or update your information;
- to erasure or to be forgotten by requesting that your information is deleted;
- to data portability; and,
- to restrict processing of your data.
Our website and the products and services we provide are directed towards citizens and residents of the United States. However, all of our website visitors, regardless of where they may be when they access our Website, are afforded the rights and protections outlined above.Our lawful basis for collecting your data is described previously in this privacy policy. Where consent forms the basis for collecting your date, please note that you may withdraw your consent at anytime by clicking on the “unsubscribe” link in the email or otherwise contacting our office at [email protected] to have your information update, corrected, deleted or to obtain a copy of the information for your records.We will keep your data only as long as is reasonably required to accomplish the purpose or purposes for which it was collected. However, for certain customers or clients, we may keep your data for longer or shorter periods of time depending on whether or not you have purchased products and services through our Website. In addition, we may keep your data for longer periods of time if you are regularly engaging with the emails we send you. “Cold” subscribers, defined as someone who hasn't opened or clicked an email in the last 90 days and has been subscribed to our email list for at least 30 days will be purged from our system on a regular basis, but no less than once every six (6) months.If you have any concerns, questions or otherwise feel that we are not properly complying with any relevant data protection regulations, we invite you to reach out to us via email at [email protected] with the following information:Your Name;
Your Country of Origin; and,
A brief summary of your concern or complaint.We will make every effort to respond as quickly as we can to your concerns. If, after contacting us, you feel that your privacy issue has not be resolved, you have the right to file a complaint with a Supervisory Authority such as those listed here.Changes to Our Privacy Policy
From time to time we may update this Privacy Policy to both protect our Website Visitors and comply with an ever-changing global regulatory environment. Please remember to review this policy frequently when you visit ourWebsite. We will never change our policies to make the safeguarding of your personal information less protective than it has been in the past. You are deemed to have accepted this Policy and any amendments thereto when you continue to access this Website and/or purchasing or using our products and services. We will update the date at the top of this page whenever we make any changes to this policy.Contact Information
If you need to contact us, you may do so by emailing us directly to [email protected]. Please put “privacy policy” in the subject line of your message.
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